Other financial services

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Centrum Kart S.A. – CK S.A.

The Company renders comprehensive services that include, among others, maintenance of payment card management systems, authorization of transactions and card personalization.

In 2014, CK S.A. continued realization of important IT projects allowing the extension of a range of products offered by the Bank. The main projects realized in 2014 included implementation of the payment cards system in one of the largest retail chains in Poland and introduction of mobile contactless payments in HCE technology.

Pekao Faktoring Sp. z o.o. – Pekao Faktoring

The Company, besides the full range of factoring services (recourse and nonrecourse factoring), offers additional services, such as collecting information on debtors' standing, payments collection, debt recovery, settlements accounting and monitoring of payments on an ongoing basis. Additionally, the Company offers settlement of mass transactions, financial advisory and consulting services regarding selection of business financing methods, as well as extending factoring-related loans. The Company co-operates with Bank Pekao S.A. in developing new sales channels and enhancing sales through the existing ones.

The Company secure the fourth position on the Polish factoring market, with 11% of market share.