Net impairment losses

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(in PLN million)

 

2014

2013 (excluding PJSC UniCredit Bank)

2013

Change (excluding PJSC UniCredit Bank)

Impairment losses on loans

(571.8)

(651.0)

(656.2)

(12.2%)

Impairment losses on off-balance sheet commitments

12.2

(7.5)

(7.5)

x

Total

(559.6)

(658.5)

(663.7)

(15.0%)

The Group's net impairment losses on loans and off-balance sheet commitments amounted to PLN 559.6 million in 2014, a decrease of PLN 98.9 million, i.e. 15.0% as compared with 2013.